
Protecting is better than regretting.
At Scott Vallerine Insurance Services, we understand everyone’s insurance needs are different. That’s why we offer a personalized service that takes care of everything from start to finish. Our team of experts has been helping clients get the coverage they need for years, which means we know our way around the industry. Our commitment to you is to provide the best possible customer service, with expert advice and professionalism that you can trust.
SCOTT VALLERINE
I am a self employed protection advisor with Bond & Associates financial services Ltd and specialise in both personal and business protection. . I offer a bespoke proposition to individual clients to achieve their needs and objectives in protecting what matters most to them in life as well as in business.
I have been working in the insurance industry, in many guises, for over 30 years. I began my career working for companies such as Travelers Insurance Company Limited, rising through the ranks before leaving as a Senior Underwriter. I have also worked in the world of broking for Towergate Insurance Brokers Limited as a Business Development Manager.
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I specialize in different forms of protection, from personal protection for couples or individuals to business insurance such as keyman and shareholder protection, as well as company benefit schemes.

If you are experiencing financial difficulty and struggling to make repayments, then you can contact your lender who may be able to help taking account of your individual circumstances.
You may want to contact one of the free impartial money guidance and debt advice services such as StepChange, Citizens Advice, or Turn2Us



What is insurance?
One day, the risk an individual has insured against might occur. Until this point, they have bought an intangible product, a promise that the insurer will pay the claim when the time comes. It is only when the claim occurs, that the true value of the product purchased can be measured.
Speak to Scott Vallerine Insurance Services if you would like to know more about..
Life Insurance
Various types of life cover available. Essentially, life pays out subject to a death or terminal illness diagnosis
Critical Illness cover
Critical illness cover or a dread disease policy, is an insurance product in which the insurer is contracted to typically make a lump sum or partial cash payment if the policyholder is diagnosed with one of the specific illnesses on a predetermined list as part of an insurance policy.
Income Protection Insurance
If you were unable to work because of a long-term illness or injury, could you maintain your current lifestyle on state benefits alone
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In the past 12 months, 1.4m working-aged people had a total of 1.8m spells of LTSA (long-term sickness absence)
Source DWP July 2019, page 5
The above figures relate to pre covid research and might not be represent the current climate.

As Bond & Associates Financial Services Ltd, we can also offer advice on:
Mortgages
Bridging loans
You can provide feedback or make a complaint to our network Sesame. Please contact them on the details below:
Write to: The Customer Relations Department, Sesame Limited, Fourth Floor, Jackson House, Sibson Road, Sale, M33 7RR.
Email: CustomerRelations@sbg.co.uk
Telephone: 0345 0456 800 (Mon-Fri 8.30 am to 5.30 pm)
Mortgages – Personal & Commercial
Accountants Personal & Corporation
Corporate & commercial legal advice
Family Lawyers
Commercial lending
Plus: Wills including LPA’s and planning, Accountants – Personal and Corporation, Tax including overseas tax clients, Commercial insurance via brokers, Equity release, Property acquisitions in London and Conveyancing
Scott Vallerine Insurance also works with partners in the following areas:
Pensions & Investments
Wills including LPA’s & estate planning
Commercial insurance
ACCREDITATION
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The FCA does not regulate commercial lending, asset finance, Management buy-out finance, Property development loans, Private equity finance, Family Law, Wills, Power of attorney, accountants, estate agents, conveyancing and some forms of bridging loans and tax planning
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Scott Vallerine Insurance Services is a trading name of Bond & Associates Financial Services Ltd which is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.
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